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Available in Hawaii

Payday Loans:

  • Payday Loans up to $510
  • Fast Approval*
  • Funds as Fast as Same Day**

Hawaii Consumer Loans

Payday Loans

Payday loans are typically small, very short-term lending solutions geared towards virtually any adult borrower with verifiable income, irrespective of income source or credit standing.

    Payday loans are often used to help with:
  • Medical care or expenses
  • Car repairs
  • Critical household maintenance
  • Educational needs
Max amount: $510.00
Term: up to 30 days
Required:
  • Bank Statement
  • Pay Stub
  • State Issued ID
Fees: $90.00 Total = $600.00
Minute Money: $4.95 In-store
FREE Online
(A $9.95 Value)

Provide your debit/check card info to get IMMEDIATE access to your funds. No wait!
Apply Now
Payday Loan Fee Schedule As of January 21st, 2018
Financed Amount $42.50 $85.00 $127.50 $170.00 $212.50 $255.00 $297.50 $340.00 $382.50 $425.00 $467.50 $510.00
Finance Charge $7.50 $15.00 $22.50 $30.00 $37.50 $45.00 $52.50 $60.00 $67.50 $75.00 $82.50 $90.00
Doc Fee $- $- $- $- $- $- $- $- $- $- $- $-
Total Fee $7.50 $15.00 $22.50 $30.00 $37.50 $45.00 $52.50 $60.00 $67.50 $75.00 $82.50 $90.00
Annual Percentage Rate 460.08% 460.08% 460.08% 460.08% 460.08% 460.08% 460.08% 460.08% 460.08% 460.08% 460.08% 460.08%
Total Amount Due $50.00 $100.00 $150.00 $200.00 $250.00 $300.00 $350.00 $400.00 $450.00 $500.00 $550.00 $600.00
*Example assumes exact period terms for Weekly, Bi-Weekly, Semi-Monthly and Monthly pay cycles. The finance charge includes fees charged
*Examples listed MAY have an OPTIONAL fee assessment for Minute Money tm services of $9.95. See associate for details.
*Examples listed MAY have an OPTIONAL fee assessment for Wire Transfer services of $9.95. See associate for details.
*Examples are assumed based on exact on time payments. Finance charges will differ from examples if payments are made before the scheduled due date or after the scheduled due date.

Available in Louisiana

Payday Loans:

  • Payday Loans up to $325
  • LCL (Large Consumer Loans) up to $500
  • Fast Approval*
  • Funds as Fast as Same Day**

Louisiana Consumer Loans

Large Consumer Loans

We are proud to have been the originator of the $500 consumer loan in the State of Louisiana. We appropriately call this a Large Consumer Loan or “LCL”. This loan is typically larger than a payday loan and it has a 31-day term, giving customers more money and more time to repay.

    To secure this loan, you'll need:
  • $1,500 Monthly Income
  • Current Bank Statement
  • Recent Pay Stub
  • Checkbook or Debit Card
Max amount: $500.00
Term: 31 days
Required:
  • $1,500/month Income
  • Bank Statement
  • Recent Pay Stub
  • Checkbook or Debit Card
Fees: $95.00 Total = $595.00
Minute Money: FREE (a $9.95 value)
Provide your debit/check card info to get IMMEDIATE access to your funds. No wait!

Apply Now

Product Fee Schedule - Large Consumer Loans
Financed Amount $400.00 $450.00 $500.00
Finance Charge $25.00 $25.00 $25.00
Doc Fee $20.00 $20.00 $20.00
Origination Fee $30.00 $40.00 $50.00
Total Fee $75.00 $85.00 $95.00
Annual Percentage Rate 220.77% 222.40% 223.71%
Total Amount Due $475.00 $535.00 $595.00

Payday Loans

Payday loans are typically small, very short-term lending solutions geared towards virtually any adult borrower with verifiable income, irrespective of income source or credit standing.

  • Medical care or expenses
  • Car repairs
  • Critical household maintenance
  • Educational needs
Max amount: $325.00
Term: up to 30 days
Required:
  • $500/month Income
  • Bank Statement
  • Pay Stub
  • State Issued ID
Fees: $100.00 Total = $600.00, 2 Checks.
Largest check $325.00 loan is $380.00
Minute Money: FREE (a $9.95 value)
Provide your debit/check card info to get IMMEDIATE access to your funds. No wait!

Apply Now

Product Fee Schedule - Payday Loans(14 Days)
Financed Amount $100.00 $150.00 $200.00 $225.00 $250.00 $300.00 $325.00
Finance Charge $20.00 $30.00 $40.00 $45.00 $45.00 $45.00 $45.00
Doc Fee $10.00 $10.00 $10.00 $10.00 $10.00 $10.00 $10.00
Total Fee $30.00 $40.00 $50.00 $55.00 $55.00 $55.00 $55.00
Annual Percentage Rate 782.14% 695.24% 651.79% 637.30% 573.57% 477.98% 441.20%
Total Amount Due $130.00 $190.00 $250.00 $280.00 $305.00 $355.00 $380.00

ATTENTION: A Short Term Loan Payday Loan is a financial solution that provides an alternative to returned checks or paying late fees. Short Term Payday loans are used to cover short‐term financial situations ‐ they are not a long‐term financial solution. If a consumer is unable to repay their deferred presentment transaction when due, the consumer may enter into one extended payment plan for their deferred presentment transaction annually if he/she notifies the licensee as required by Paragraph (B)(1) of the Louisiana Revised Statues of Chapter 2 for the Louisiana Consumer Credit Law before the payment is due of his/her inability to make payment. You may contact the Office Of Financial Institution at 1‐888‐525‐9414.

*Example assumes exact period terms for Weekly, Bi-Weekly, Semi-Monthly and Monthly pay cycles. The finance charge includes fees charged
*Examples listed MAY have an OPTIONAL fee assessment for Minute Money tm services of $9.95. See associate for details.
*Examples listed MAY have an OPTIONAL fee assessment for Wire Transfer services of $9.95. See associate for details.
*Examples are assumed based on exact on time payments. Finance charges will differ from examples if payments are made before the scheduled due date or after the scheduled due date.

Available in Mississippi

Installment Loans:

  • Installment Loans up to $1,500
  • Fast Approval*
  • Funds as Fast as Same Day*

Mississippi Personal Loans

Installment Loans

This product extends credit up to $2,000 with flexible repayment options up to 7 months. It offers low rates and the ability to obtain more frequent advances if needed.

Installment loans are the go-to solution for your borrowing needs with low rates and flexible repayment options.

    Installment loans are an especially useful resource for those who wish to:
  • Consolidate other loans into one low and easy payment
  • Buy furniture, electronics, or appliances versus renting them
  • Assist with down payments for cars, boats, housing, or other substantial items
  • Assist with unexpected bills
Term: 15 months
Required:
  • Most recent paystub / Proof of Income
  • Direct Deposit
  • Most Recent Bank Statement
  • State Issued ID
  • *Decrease the time for approval with Instant Bank Verification. Ask Store for Details.
Minute Money: $4.95 In-store
FREE Online
(A $9.95 Value)

Provide your debit/check card info to get IMMEDIATE access to your funds. No wait!
The product is broken up into 2 payment terms:
    Term 1: $100 to $500
  • Weekly- between 17 weekly payments
  • Bi-Weekly- 8 Bi-Weekly payments
  • Semi-Monthly- 8 Semi-Monthly payments
  • Monthly- 4 payments
    Term 2: $500 to $2,000
  • Weekly- between 30 weekly payments
  • Bi-Weekly- 15 Bi-Weekly payments
  • Semi-Monthly- 14 Semi-Monthly payments
  • Monthly- 7 payments
Apply Now
Installment Loan Fee Schedule As of April 3, 2019
Amount Financed # of Payments Payment Frequency Payment Amount Interest Total Total Loan Amount APR
$200.00 17 Weekly $18.75 $118.82 $318.82 299.20%
$500.00 30 Weekly $35.37 $561.25 $1,061.25 299.19%
$200.00 9 Biweekly $36.83 $131.51 $331.51 299.14%
$500.00 15 Biweekly $67.80 $516.98 $1,016.98 299.17%
$200.00 8 Semi-Monthly $39.03 $112.23 $312.23 298.33%
$500.00 14 Semi-Monthly $73.68 $531.51 $1,031.51 298.05%
$200.00 4 Monthly $85.04 $140.16 $340.16 302.80%
$500.00 7 Monthly $136.12 $452.89 $952.89 300.43%
* Example assumes exact period terms for Weekly, Bi-Weekly, Semi-Monthly and Monthly pay cycles. The finance charge includes fees charged based on a contractual APR of 300%.
* Examples listed MAY have an OPTIONAL fee assessment for ACH services of $1.00. See associate for details.
* Examples listed MAY have an OPTIONAL fee assessment for Wire Transfer services of $16.00. See associate for details.
* Examples are assumed based on exact on time payments. Finance charges will differ from examples if payments are made before the scheduled due date or after the scheduled due date.