Consumer Cash Loans | Easy Money Group

Louisiana Consumer Loans

Large Consumer Loans

We are proud to have been the originator of the $500 consumer loan in the State of Louisiana. We appropriately call this a Large Consumer Loan or “LCL”. This loan is typically larger than a payday loan and it has a 31-day term, giving customers more money and more time to repay. To secure this loan, you'll need:

  • $1,500 Monthly Income
  • Current Bank Statement
  • Recent Pay Stub
  • Checkbook or Debit Card
Max amount: $500.00
Term: 31 days
Required:
  • $1,500/month Income
  • Bank Statement
  • Recent Pay Stub
  • Checkbook or Debit Card
Fees: $95.00 Total = $595.00
Minute Money: FREE (a $9.95 value)
Provide your debit/check card info to get IMMEDIATE access to your funds. No wait!
Product Fee Schedule - Large Consumer Loans
Financed Amount $400.00 $450.00 $500.00
Finance Charge $25.00 $25.00 $25.00
Doc Fee $20.00 $20.00 $20.00
Origination Fee $30.00 $40.00 $50.00
Total Fee $75.00 $85.00 $95.00
Annual Percentage Rate 220.77% 222.40% 223.71%
Total Amount Due $475.00 $535.00 $595.00

Payday Loans

Payday loans are typically small, very short-term lending solutions geared towards virtually any adult borrower with verifiable income, irrespective of income source or credit standing.

Payday loans are often used to help with:
  • Medical care or expenses
  • Car repairs
  • Critical household maintenance
  • Educational needs
Max amount: $325.00
Term: up to 30 days
Required:
  • $500/month Income
  • Bank Statement
  • Pay Stub
  • State Issued ID
Fees: $100.00 Total = $600.00, 2 Checks.
Largest check $325.00 loan is $380.00
Minute Money: FREE (a $9.95 value)
Provide your debit/check card info to get IMMEDIATE access to your funds. No wait!
Product Fee Schedule - Payday Loans(14 Days)
Financed Amount $50.00 $100.00 $150.00 $200.00 $225.00 $250.00 $300.00 $325.00
Finance Charge $5.00 $15.00 $25.00 $35.00 $40.00 $45.00 $45.00 $45.00
Doc Fee $10 $10 $10 $10 $10 $10 $10 $10
Total Fee $15.00 $25.00 $35.00 $45.00 $50.00 $55.00 $55.00 $55.00
Annual Percentage Rate 782.14% 651.79% 608.32% 586.61% 579.34% 573.57% 477.98% 441.20%
Total Amount Due $65.00 $125.00 $185.00 $245.00 $275.00 $305.00 $355.00 $380.00

Product Fee Schedule - Payday Loans(30 Days)
Financed Amount $50.00 $100.00 $150.00 $200.00 $225.00 $250.00 $300.00 $325.00
Finance Charge $10.00 $20.00 $30.00 $40.00 $45.00 $45.00 $45.00 $45.00
Doc Fee $10.00 $10.00 $10.00 $10.00 $10.00 $10.00 $10.00 $10.00
Total Fee $20.00 $30.00 $40.00 $50.00 $55.00 $55.00 $55.00 $55.00
Annual Percentage Rate 486.67% 365.00% 324.44% 304.17% 297.41% 267.67% 223.06% 205.90%
Total Amount Due $70.00 130.00 190.00 250.00 280.00 305.00 $355.00 380.00