At Easy Money Group (EMG), we believe consumers deserve access to the short-term financial solutions they need to deal with life’s unexpected dilemmas. EMG offers a variety of options that give our clients the cash they need when the alternatives are unappealing.
Bank overdraft fees, credit card late fees, over limit fees and cash advance fees, they’re all more expensive than ever, and seem to be rising everyday. With one of the quick, convenient funding options available from EMG, you’ll avoid the high fees, or potential credit damage, from late payments or an overdrawn account.
We understand things come up when payday is still days away. So we make securing a quick cash advance of $100, or more, easy. All you need is a job and a checking account. Simply authorize us to debit the loan amount plus a small fee from your checking account on an agreed upon date, and we’ll quickly transfer money to your account.
In addition to our quick cash advance loans, we offer cash advance revolving credit lines. Available in amounts up to $1,000, these lines of credit function much like a credit card, but offer lower rates, and feature the ability to obtain larger, and more frequent advances.
Requirements:
- A statement from your bank showing your transaction activity for the prior 30 days. (This may be obtained by printing it out from your online banking account, or requesting the statement from a teller at your local branch. If you do not have access to a computer or printer you may print the statement at one of our locations or have your bank fax the information to us.)
- Your most recent pay stub (and any other forms of income you may want us to consider).
- Debit card.
- State-issued identification.
Fill out the form below to find an Easy Money location nearest you that offers this service:
Based upon payment performance and your level of income, we’ll establish a reasonable credit limit. On each of your monthly statements, you’ll find your amount of available credit. Provided your account is current, this money is immediately available to you should a need arise. You’ll begin making regular payments 30 days from the date of the advance. Unlike a quick cash advance or payday loan, you don’t have to pay the loan off all at once. You’re only required to pay a minimum fee of 0.98463% daily rate (360% APR) incurred over the latest billing period plus 2% of the principal balance. By paying anything over the minimum fee, you reduce the principal of the loan, that means you’re minimum fee decreases as you pay down the principal. These credit lines offer a 10-day grace period following the due date. Payments will be considered on time if received during this window. Note, after the grace period, if payment has not been received a 5% late fee will be imposed.
